Wednesday, March 16, 2005

Dell Is Done

My tax return today paid off my $1,200-plus balance on my Dell computer. Since I am now officially done with Dell Financial Services, I do feel it appropriate to point out, one final time, that of the $40 a month I was paying them, $30 a month was going to interest.

I am not going to accuse them of deceptive marketing practices (like a certain class-action lawsuit that they are involved in) simply because their catalogue does not indicate that their "easy payment" options involve paying on the computer until long after the day the computer becomes obsolete due to the sun going nova.

I am not a victim. All terms and conditions of the financing were clearly outlined, somewhere.

However, I will never, ever, ever again finance anything will Dell.

Or anybody else for that matter. But this is one monkey I'm pleased to have off my back.

They make fine computers. They make lousy buddies to borrow money from.


theFrog said...

I am SOOO happy for you, Erik! Seeing that big chunk out of your debt looks simply awesome. :)

Keep up the great work.

Erik said...

Thanks, Froggie.

For some inexplicable reason, I didn't update the "debt" portion of the tale of the tape last month.

I'm kind of glad I didn't. I think circumstances actually caused portions of the debt to increase, so it may have actually showed a negative.

Well, not quite. But it was high. Trying to pay off debt that's accumulating interest is like the proverbial snail from the Algebra word problem. Up five inches, down three. Up five inches, down three.

But even in the word problem, he gets out, so I guess there's still hope.