Free Credit Report

Okay, so I'm the last one to find out about this.

At least it feels that way. But since I still hold on to the hope that this might be useful to someone, I'll post it anyway.

It seems that there's been a new law passed that requires every credit reporting agency to issue a copy of your credit report to you for free at least once a year.

It's being phased in regionally, and as of yesterday, only the northeastern states are not yet eligible. Everybody else can go to annualcreditreport.com to get a printable copy, or call 1-877-322-8228 to request a copy be mailed to you.

The northeast will become activated for this September 1st.

Now, keep in mind, this is the only website that is legitimately offering these free credit reports. Other websites that purport to offer free credit reports actually sign you up for a credit monitoring service upon your request. I've heard this site makes a similar offer, but it does not require you to join, nor does it involuntarily place you on any list. This is where to go.